Home › Money tracking
See where your money goes.
Then know what to do about it.
Not in a crisis — you just want to see your money clearly? FortuniFi is a clean, full-featured tracker: every transaction auto-categorized, a running balance you can trust, receipts that file themselves, your low point before payday, and net worth tracked every month. And unlike a plain tracker, it doesn’t stop at the past — it tells you the smart next move. No ads. Your data is never sold. The tracking core is free.
Transactions flow in and sort themselves — Groceries, Fuel, Utilities, Dining — with a running balance you can actually trust. Type a line naturally (“Kroger 84.20 groceries”), snap a receipt, or connect a bank and let it fill in. Then a plain-English answer to the only question that matters: where did it all go this month?
Everything you own, minus everything you owe, in one number tracked every month — the figure that actually tells your money story. Watch it climb, see your low point before each payday so a tight week never surprises you, and get the smart next move when you want it. Being fine is a great place to get better.
The register, done right. Every transaction auto-categorized, a running balance you can reconcile, receipts attached, and a plain answer to “where did it go?” A tracker answers where; FortuniFi also answers what next.
FortuniFi vs a typical money tracker
| What you want from a tracker | FortuniFitracker + guide | A typical tracker |
|---|---|---|
| See where your money goes (auto-categorized) | Yes | Yes |
| Running-balance ledger & reconcile | Yes | Some |
| Receipt capture (photo → auto-filled) | Yes | Some |
| Automatic bank sync | Yes | Yes |
| Net-worth tracked every month | Yes | Some |
| Cash-flow forecast to your low point before payday | Yes | No |
| Tells you what to do next, not just what happened | Yes | No |
| Couples: one shared plan, private personal money | Yes | Some |
| No ads · your data never sold | Yes | Varies |
| Grows with you: clarity → wealth → giving | Yes | No |
| Real free tier | Yes | Varies |
| Price | $0free core · Plus $9/mo or $89/yr · both partners | Variesmany charge from day one |
“A typical tracker” is a general characterization of common money-tracking apps as we understand them; specific products differ and change often — check each one’s own site for current features and pricing. “Some / Varies” means a partial or product-dependent version of that capability. FortuniFi provides budgeting tools and financial education; it is not financial, investment, legal, or tax advice.
Snap a photo of a statement and FortuniFi fills in the debt. Behind on the mortgage? It drafts your hardship letter. Facing a high card rate or a collections call? It writes the exact words to say. Ask a plain-English “what if” and watch it move your real payoff date. Where other apps stop at tracking (or a chatbot that answers questions), FortuniFi’s AI produces what you actually need — grounded in your own numbers, and never used to train AI ›
Common questions
Is FortuniFi a good money tracking app?
Yes. It tracks every transaction with auto-categorization, a running-balance ledger you can reconcile, receipt capture, a cash-flow forecast to your low point before payday, and net worth every month — then goes further than a tracker and tells you the smart next move.
Can I use it if I’m not in debt?
Absolutely. FortuniFi is a clean tracker and a wealth cockpit, not just a debt tool — clarity on where your money goes, net worth tracking, and wealth-building guidance. The debt features simply stay quiet if you don’t need them.
Does it track net worth and capture receipts?
Yes to both. Net worth is tracked every month on the Growth tab; snap a receipt and (with Plus) it fills in the merchant, amount, and date, with spending auto-categorized and easy to recategorize or split.
Is it a good Mint or Quicken alternative?
Yes — it covers the core those apps do (accounts, categories, running balances, net worth), with no ads and no selling your data, plus the thing a plain tracker never did: it tells you what to do next. The tracking core is free.
See your money clearly — free.
Connect a bank or start by hand, and see your whole money picture in minutes — where it goes, what’s left, and your net worth climbing. No card required, no ads, your data never sold.