Do I have to connect my bank?

No. Type your numbers in and get a full plan today. Connecting a bank just automates the typing later — that's the paid part, and it's optional.

Is my information safe?

Your data is encrypted, you're never the product, and we never see your card — payments are handled by Stripe. You can also sign out of every other device in one tap.

What if my income changes every month?

That's exactly what it's built for. Re-enter the month and the plan re-sorts itself — made for uneven, seasonal, and freelance income.

Yes. The guidance that gets you moving — out of debt and into wealth — is free forever: your monthly plan, what to pay first, the Ledger, Crossroads, Growth, Together, net-worth tracking, and hardship guidance. Your data is yours to export anytime, too. Plus (about $9/month or $89/year, one plan per household, with a 14-day free trial) adds what makes it easier and takes you further: automatic bank sync, AI like snap-a-statement and drafted letters, saved scenarios, advanced methods, full report history (this month and last are free), and the wealth-building tools.

Does it work for couples?

It's couples-first. One shared household plan, a 'we both said yes' on your goals, and the money chores split — with everything private to the two of you.

Do I have to use the faith features?

Not at all. Giving-first and a verse with your plan are optional — switch them on or leave them off. The guidance is identical either way.

The new FortuniFi

Most apps show where your money went. We show what to do next.

Open it and you’ll know your next move. Honest numbers, a calm plan, and a guide that stays with you, from paying off debt to building wealth.

Start Free — No Card See It Live

Read-only bank linksNever moves your moneyBank-grade encryptionNo ads, ever

First, a deep breath

Money stress is loud. FortuniFi keeps it quiet.

You’ll know what’s next

One clear move for this month’s money, what to pay first and why, even when it’s tight.

You’ll see the real number

Your available balance matches what your bank shows. Nothing inflated, nothing hidden.

You’ll feel it working

Every payment shows how many days it brings you closer to debt-free.

You’re not behind. You’re one honest month from your next step.

How it works

Your paycheck, in the right order. Every month.

FortuniFi runs your money down a simple priority, so the important things are always covered first. Move the slider and watch a paycheck fill it.

This month you bring home

$3,400

Include giving (optional)

An example household: $1,850 essentials, $420 insurance and minimum payments, a $2,600 credit card, a $1,000 starter cushion. Your plan uses your real numbers.

What’s new

The number your bank sees.

Your available balance sits right at the top, with what’s posted and what’s on hold spelled out. No inflated totals.

Your week, reviewed in a minute.

The ones your rules and your bank are sure about? Confirm them together. Swipe through the rest, and every suggestion tells you where it came from.

Snap the receipt. Even with no signal.

Your phone reads the total, store and date right away. Back online, Fi double-checks it and fills in anything missing.

iPhone app · in beta

From debt to wealth

One honest move at a time.

Steady the shipKnow what to pay firstBills protected and one clear move, even in a tight month.

Climb outSee your debt-free dateIt moves closer with every payment you make.

BuildGrow what’s yoursYour net worth as a climb, with the next summit in view.

Start Free — No Card Try the Live Demo

Switching is easy

Bring your history with you. Keep going from where you are.

Export from the app you use today, drop the file in, and FortuniFi brings over your accounts, transactions and categories. A guided walkthrough shows you exactly where to click. Nothing to retype, and nothing lost.

Start Free and Import See How We Compare

YNABMonarchMintCopilotEveryDollarQuickenLunch MoneyAny spreadsheet (CSV)

💻 Web & desktop Live now

📱 iPhone In beta

🤖 Android Coming soon

Your household and your business, finally in one honest picture.

Freelancers, side businesses and family-run shops live in two money worlds at once. FortuniFi is bringing them together without mixing them up: your business gets its own space, with its own accounts, budget and records, and your household plan never counts business money as its own.

Business at a glance: earned, spent and kept, every month.
Receipts that sort themselves: snap one and it attaches to the charge already there. Business meals get the who and why your tax pro needs.
Split by item: dinner with clients or friends, split fairly to the cent, with what's owed back tracked for you.
Mileage in seconds: log a trip; IRS standard rates applied by date.
Quarterly taxes, ready: see what to set aside each quarter and when it's due, plus a clean year-end summary for your tax professional.
Extra budgets for life's goals: a trip, the holidays, a home project, alongside your monthly plan.

Included in FortuniFi Plus: one business, plus extra budgets. Running more than one business? Plus for Business is on the way.

Follow along for launch day: Instagram Facebook TikTok

Sneak peek: a business overview showing earned, spent and kept for the month

Sneak peek: business expenses with receipts and meal details

Sneak peek: a mileage log at IRS standard rates

Sneak peek: a year-end tax summary for your tax professional

Sneak peek with a sample business. Organizes your records; not tax advice.

Most apps show where your money went. We show what to do next.

Money stress is loud. FortuniFi keeps it quiet.

Every extra dollar buys days of freedom.

Your paycheck, in the right order. Every month.

The number your bank sees.

Your week, reviewed in a minute.

Snap the receipt. Even with no signal.

One honest move at a time.

Bring your history with you. Keep going from where you are.

Your household and your business, finally in one honest picture.

Fair to you. Honest about why.

Questions, answered plainly.

Q. Do I have to connect my bank?

Q. Is my information safe?

Q. What if my income changes every month?

Q. Is it really free?

Q. Does it work for couples?

Q. Do I have to use the faith features?

Learn as you go.

A clearer month is one move away.